Feel 10/10 with the
POSB Everyday Card
Up to 10% cash rebates on dining
Up to 10% cash rebates on in-store spend in Malaysian Ringgit
Up to 10% cash rebates on bus and train rides with SimplyGO
Overview
Overview
Benefits
How it works
Deals
Eligibility
FAQ
Benefits
POSB Everyday Card made even better for your everyday moments that matter.Enjoy up to 10% cash rebates
Unlock higher cash rebates on dining, shopping, commuting or crossing the causeway with a minimum spend of S$800.
Enjoy rewards with no minimum spend
Enjoy effortless savings and get rewarded with 5% cash rebates on groceries at Sheng Siong and 6% cash rebates on fuel at SPC.
Daily$ that don’t expire
Your Daily$ cash rebates never expire, giving you the flexibility to redeem them whenever you choose, for instant savings on your purchases.
Cash rebates on daily spending
How to earn Daily$
Earn cash rebates in the form of Daily$ which you can redeem anytime because Daily$ does not expire!¹Net amount after 5% discount when charged to POSB Everyday Card and additional 10% discount with SPC&U Card.
Earn Daily$ with minimum spend
Unlock greater savings when you spend at least S$800 qualified spend a month.Dining | Savour the best of dining!1 Order in and enjoy 10% cash rebates on online food deliveries Dine out and enjoy 5% cash rebates islandwide |
Spend in Malaysian Ringgit | Make the most of your spend in Malaysian Ringgit!2 Enjoy 10% cash rebates on in-store spend in Malaysian Ringgit - from dining, entertainment, groceries, shopping and everything else across the Causeway |
SimplyGo | Tap and save with SimplyGo!2 An easy, convenient addition to your daily routine - get 10% cash rebates on buses and trains with SimplyGo |
Shopping | Keep up-to-date with your favourite online marketplaces! Enjoy 5% cash rebates on online shopping sprees2 at Amazon.sg, Lazada, Shopee, Redmart, Taobao and TikTok Shop Earn 5% cash rebates at POPULAR2 (bookstores and online store) |
Notes | ¹ Bonus cash rebates are capped at Daily$20 per calendar month and exclude fast food restaurants.
² Bonus cash rebates are capped at Daily$20 per calendar month. See Terms and Conditions governing the POSB Everyday Card for more details on the corresponding cash rebates above and the use of this card. |
Earn Daily$ with no minimum spend
Enjoy additional cash rebates on these categories with no minimum spend:Groceries | Sheng Siong 5% cash rebates, capped at Daily$20 per calendar month |
Fuel | SPC 6% cash rebates at SPC |
Shopping for Pets | Pet Lovers Centre 3% cash rebates3 for all your pets’ needs |
All other eligible spend | 0.3% cash rebates for all other eligible spend |
Notes | ³ Minimum S$15 spend on regular-priced items is required. See Terms and Conditions governing the POSB Everyday Card for more details on the corresponding cash rebates above and the use of this card. |
How to redeem Daily$
Check your available Daily$ on digibank online or DBS PayLah! app. Redeem your Daily$ easily through these methods:POSB Everyday Card Deals
Who is this for?
Best for those who want to maximise cash rebates on daily spending, commuting and Malaysia travel.Family Shoppers
Save on everyday family essentials – from groceries to online shopping and deliveries.
Urban Commuters
Earn cash rebates on daily commutes and everyday spending as you get around
Malaysia Travelers
Enjoy more value on your cross-border trips with savings on Malaysian Ringgit spending.
Eligibility & Fees
Age | Must be 21 to 75 years old |
Minimum income | Singaporeans/PR: S$30,000 p.a. (≤ 55 years old) or S$15,000 p.a. (56 years and above) Foreigners: S$45,000 p.a. |
Annual fee | Principal Card: S$196.20 Supplementary Card: S$98.10 per card |
Annual fee waiver | 1 year |
Late fee | S$100 will be levied if minimum payment is not received on the card account by payment due date. |
Finance charges | 27.8% p.a. is chargeable daily (subject to compounding) |
Full list of fees | All fees shown here include GST. For full list, read our POSB Card Rates & Fees. |
Note | Documents required
Refer to our Card Application Checklist on the documents required. Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application. If you are new to DBS/POSB and not using Singpass, verification of your identity document (NRIC or Passport) at one of our branches may be required to ensure the security of your account. |