Each optional add-on has 2 sum insured options for you to choose from.
Option 1 | Option 2 | |
|---|---|---|
Worldwide Coverage for Personal Belongings | Up to S$2,500 | Up to S$5,000 |
Additional Sports Equipment Coverage | Up to S$4,000 | Up to S$8,000 |
Frequently Asked Questions
To be eligible, you must be a Singapore Resident* who is at least 18 years of age or older on the policy commencement date and be either: -
- the owner or co-owner of the premises in Singapore; or
- the owner or co-owner of the premises in Singapore who is renting out the premises in Singapore; or
- a tenant or co-tenant who is currently renting the premises in Singapore
*Singapore Resident means Singapore citizen, Singapore permanent resident, or holder of a valid work permit, employment pass, dependant’s pass, long-term visit pass, S pass or student pass issued by the authorities in Singapore.
- A typical fire mortgage insurance policy generally provides coverage only for the building structure and in certain cases, a low amount of contents coverage.
- This policy, is a home contents insurance policy, which supplements fire insurance by offering coverage for renovations and contents.
No. you do not need to do so. To receive the appropriate level of coverage, you can choose the plan with the sum insured that represents the full value (as new) of your contents and renovations (including those of your family members residing with you).
You will get to enjoy a No Claim Bonus of 10% as long as premiums are paid as and when due. In addition, you will need to remain claim-free during the policy year. Should there be a claim for an event within the current policy year, the No Claim Bonus will not apply, but will resume in the next policy year (provided there is no claim for an event in the following policy year).
Optional Add-Ons
This benefit provides worldwide coverage for accidental damage or loss of personal effects such as watches, jewellery and any of your personal belongings physically carried or worn by you.
Yes, it will be extended to your household members if they fall under the policy’s definition of household. Household means all members of your family including your partner, children and any other persons permanently living with you in your premises, excluding tenants, boarders, lodgers or paying guests.
This benefit provides coverage for damage to or theft of your sports equipment whilst stored at your premises, as a result of an insured event^.
^The insured events are:
- Fire, lighting or explosion
- Storm, hurricane, cyclone, typhoon, flood
- Bursting, leaking, discharging, overflowing of water tanks or pipes
- Earthquake
- Impact
- Riot or civil commotion
- Acts of malicious damage or vandalism
- Theft, attempted theft or burglary
Sports equipment include pedal and electronic bicycles, electronic scooters, gym equipment, other sporting and fishing equipment that are stored at your premises. There is no cover for sports equipment whilst they are in use.
