Reinstate your suspended unsecured credit facilities (i.e DBS/ POSB Credit Card(s) and/or Cashline)
Easy online submission with few steps
Continue to use your credit facilities seamlessly
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You can request the reinstatement of your unsecured credit facilities if they have been suspended due to any of the following reasons:
To facilitate the reinstatement of your unsecured credit facilities, submission of updated income documents is required.
Your suspension may be uplifted after:
The uplifting of suspension is subject to the banks’ credit assessment.
1 These include amounts rolled over on credit cards and balances outstanding on unsecured loans that accrue interest. Such balances do not include amounts charged to credit cards that are fully repaid by their due dates, and amounts outstanding on interest-free instalment payment plans. If interest is imposed on a particular instalment due to late payment, the instalment amount will be included.
2 The borrowing limit is 12 times of your monthly income.
Salaried Employee
Variable/Commission-based Employees
Self-Employed
Employment Pass with at least 6 months validity; and
* Income record/ documents must not be dated more than 3 months prior to date of application.
1 Your salary must be credited via GIRO, to your own DBS/POSB Account for the last 3 consecutive months and your current annual income meets our minimum income criteria. Salary credited into joint account will not be considered.
2 Monthly CPF contribution is subject to an income ceiling of $6,300 per month currently.
3 You can now download your Income Tax Income Notice of Assessment at myTax Portal with your Singapore or IRAS Pin. The service is free. Log on to https://mytax.iras.gov.sg for more details.
Reactivate your suspended accounts and start spending.
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