LiveBetter for a sustainable future

At a Glance

Sustainability Made Easier

One tap on your digibank app to take sustainable actions to track, offset, give and invest in a greener future.

Sustainability Made More Affordable

From our eco-friendly credit card, car and renovation loans, to selected sustainable investments and carbon projects, we’ve ensured our products and solutions are affordable for everyone.

Sustainability Made More Rewarding

A few small changes to your lifestyle can make a world of difference for our planet, and your wallet, so you feel good about going green with us!

Find out how you can play your part!A Better World, TogetherLiving sustainably isn't easy. 73% of Singaporeans are willing to adopt a green lifestyle in a fuss-free and intuitive manner, but many have yet to discover the right channels to do so*.That’s why we created LiveBetter on digibank, a new initiative for all of us to make a real impact on our world, together. Because living sustainably doesn't have to be inconvenient.*Source:
DBS Consumer Sustainability Survey, July 2021, n = 1025

Scan QR to experience LiveBetter:

For mobile only, click here to launch LiveBetter: go.dbs.com/sg-livebetterDownload POSB digibank now to LiveBetter.

How to LiveBetter togetherTrack BetterFrom the food we eat to the way we travel; our carbon footprint seems to grow everywhere we go. With Singapore's first carbon conscious tool by a bank – you can now easily track your carbon footprint based on your DBS debit and credit card spending.

Find out how we’re calculating your carbon footprint here. LiveBetter

Offset BetterOffset Better enables you to offset your carbon footprint partially or in full, directly from your mobile phone. This is possible because we buy and retire carbon credits on behalf of you from carbon projects that seek to actively reduce greenhouse gas emissions and increase carbon storage to compensate for emissions that occur elsewhere.

Give BetterDiscover more about local organisations and their social and environmental efforts, ranging from conservation to food wastage and educational programmes, as well as how your donations can help the beneficiaries. Learn more as you contribute to make a difference. LiveBetter

Invest BetterGrowing your money doesn’t have to be at the expense of the environment. Be a force of good without compromising on your portfolio returns by investing in companies that are aligned with your values through our ESG funds. LiveBetter

Spend BetterSave more money while going green. Earn up to 20% discounts on selected eco-eateries, retailers and transport services when you use any DBS or POSB debit or credit card to transact with these merchants. Discover more.

Drive BetterAccelerate towards an electric future with our Green Car Loan. Apply now. LiveBetter

Renovate BetterWhether you’re revamping an existing home or making a new place your own, give your home a sustainable makeover with our all-new DBS Eco-aware Renovation Loan. LiveBetter

Power BetterConcerned about rising bills as you work from home more? Don’t sweat it. Just switch to a green electricity provider on our Home Marketplace to enjoy savings and reduce your carbon footprint. LiveBetter

Gift BetterCelebrate special occasions and preserve traditions sustainably with DBS Digital Gifts. Send eGifts to your loved ones instantly in just a few taps. You can also go cash free and share blessings in person with our QR Gift cards. LiveBetter

Frequently Asked Questions

What is LiveBetter?

LiveBetter is a sustainability initiative by DBS that is empowering our users to Live more, Carbon less. Residing in the DBS digibank application, LiveBetter makes it easier, more affordable, and more rewarding for our users to take sustainable actions that count. Users can explore different ways of making a real impact towards building a sustainable future.

What modes of payment are eligible for calculation of my carbon footprint?

Currently, only DBS Mastercard/Visa debit/credit cards are taken into account during the carbon footprint calculation process.

Are there any additional fees charged by DBS when I purchase a carbon offset through Offset Better?

Currently, there are no additional fees charged by DBS for carbon offsets transactions made via Offset Better. Customers will be informed if there are any changes.

What are the funds available on Invest Better?

Currently, users can invest in the following funds:

BNP Paribas Global Environment
Ninety One GSF Global Environment Fund
AB Sustainable Global Thematic Portfolio
Manulife Sustainable Asia Bond Fund

Are the charity organisations on the platform safe to donate to?

Yes, all organisations have gone through DBS’ internal due diligence process. The organisations on the platform are governed by the Charities Act in Singapore and have an Institutions of Public Character (IPC) status. You may check the organisations’ status through the following link

Where can I find the carbon offset retirement certificates?

The Carbon Offset Retirement Certificates can be found below. These certificates are a part of your commitment to environmental stewardship. With Offset Better, you contribute to the retirement of carbon credits, ensuring that each carbon credit is used only once for offsetting purposes.

Additional FAQs on LiveBetter ›

Disclaimer
All investments come with risks and not all funds are appropriate for every investor. If you have any questions about the fund, wealth planning, or our suite of investment advisory and discretionary portfolio management services, please seek assistance from your closest Branch/ Relationship Manager.
Please refer to the DBS Investment Disclaimer for further details

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