Manulife SmartRetire (V) is a whole life regular-premium, investment-linked insurance plan that is customised to your goals and budget. Plan your retirement with our curated suite of funds.
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Footnotes:Terms and conditions apply, please refer to Product Summary for specific definitions.1 The illustration assumes that there is fund growth and no withdrawal made to the policy. The actual fund(s) performance is dependent on market performance. It does not offer any guarantee that your selected Target Retirement Sum will be achieved.2 If there is no claim made on death or waiver of premium benefit on TPD before the Target Retirement Age, the cost of insurance charged on basic benefits will be refunded in a lump sum as additional units on the policy anniversary of the Target Retirement Age3It refers to the end of the premium shortfall charge period and you can vary your basic premiums.4 Welcome bonus will be credited into your account in the first 12 months upon receipt of each regular basic premium payment in the form of additional units. Yearly Loyalty Bonus will be paid starting from the next policy anniversary immediately after the end of Minimum Investment Period and every subsequent year until the end of the policy term in form of additional units.5 Coverage for death of life insured is up to age 99. Coverage for waiver of premium benefit on TPD is up to before the flexi start date and policy owner's age 70.6 Total premiums paid include total basic premiums paid plus any top-up premium, less any withdrawals.7 Basic sum insured is equal to the selected Target Retirement Sum. 8 Refers to the period that charges will be imposed if partial/full surrender is made. This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 18 September 2022. POSB Insurance Important Notes
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