Remittances made to selected countries will be delayed due to public holidays. Due to the Spring Festival in China, overseas transfer to CNY bank accounts submitted after 27 Jan (3pm) till 4 Feb will be processed on 5 Feb 2025. Transfers to Alipay Wallets remain available during this period. Learn more.

2025 Assurance Package (AP) Seniors’ Bonus: For eligible citizens, link your NRIC to PayNow by 25 Jan 2025 to receive the payment earlier, from 5 Feb 2025. Learn More.

Eligibility for Credit Card Application

To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

What is the eligibility for Credit Card Application

Principal Credit Card
  • You need to be 21 to 70 years of age.
  • Minimum gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

    For Foreigners, please refer to the list of eligible work passes:
    • Employment Pass
    • S Pass
    • Personalised Employment Pass
    • Long Term Visit Pass with LOC
    • Tech. Pass
    • International Organisation Pass
  • You need to be at least 18 years old.
  • Only an existing Principal Card holder can apply for a supplementary card.
An alternative is to apply for a Secured Credit Card if Minimum Income Requirement is not met.
In order to apply for a secured credit card:
  • You need to be 21 to 75 years of age.
  • Maintain a SGD Fixed Deposit Account with a minimum of SGD$10,000 placement.
To apply for a secured credit card, please submit your application here.
Was this information useful?
May I help you?
Launch Chat