Apply for POSB Balance Transfer

Get quick access to cash to handle what you need urgently with Balance Transfer at 0% interest rate for up to 12 months.

Who can apply?

• Age: 21 – 75 years old
• All nationalities who are existing DBS/POSB Personal Principal Credit Cardholder / Cashline customers

Important information

• You will need a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for the Balance Transfer loan disbursement.
• Your Credit Card or Cashline account must not have a credit balance (excess credit) or a GIRO arrangement in place for Balance transfer application.
• The minimum loan amount is S$500 and the maximum loan amount up to 93% of your available aggregated credit limit on your DBS/POSB credit card and/or Cashline account. For DBS Insignia customers, the maximum amount should not exceed S$200,000 (per BT) or 93% of your available Credit Limit, whichever is lower.
• Learn more about Balance Transfer.